Corporate Information2018-09-17T14:42:53+00:00

Corporate Information Banco General

The largest Panamanian private bank in the plaza, with a broad infrastructure of 73 branches and more than 600 ATMs.

Banco General was founded in April 1955, thanks to the vision of Panamanian businessmen who incorporated it as the first private bank of Panamanian capital. It is currently the largest Panamanian private bank in the plaza, with a broad infrastructure of 73 branches and more than 600 ATMs, a bank in Costa Rica and representative offices in Mexico, Guatemala, El Salvador, Colombia and Peru.
Board of Directors2018-09-19T08:39:19+00:00

Raúl Alemán Zubieta
President

Nationality: Panamanian
Date of birth: February 23rd, 1953
Name of spouse: Liliana Brin de Alemán
Commercial address: Torre Banco General, piso E2 P.O. Box 0816-00843, Panamá, República de Panamá
E-mail: juntadirectiva@bgeneral.com
Phone number: (507) 303-8002
Fax number: (507) 303-8110

Graduated with a Finance and Business Economics Degree from University of Notre Dame, South Bend, Indiana, United States (1975) and a Master’s Degree in Business Administration from the University of Tulane, New Orleans, Louisiana, United States (1977). Former President of the Panamanian Association of Banks (APABANCOS) and the Banking Association of Panama. Currently, he is President of Empresa General de Inversiones, S.A., Grupo Financiero BG, S.A., Banco General, S.A., Banco General (Costa Rica), S.A. and Finanzas Generales, S.A. Also, he is Director of Banco General (Overseas), Inc., Petróleos Delta, S.A., Empresa General de Capital, S.A., ProFuturo – Administradora de Fondos de Pensiones y Cesantía, S.A., General de Seguros, S.A., Commercial Re Overseas, Ltd., BG Investment Co. Inc., BG Trust, Inc., BG Valores, S.A., Finanzas Generales, S.A. and Vale General, S.A.

Juan Raúl Humbert Arias
Vice president

Nationality: Panamanian
Date of birth: June 29, 1963
Name of spouse: María Dolores Cabarcos de Humbert
Commercial Address: Torre Banco General, piso E2 P.O. Box 0831-02243, Panamá, República de Panamá
Email: juntadirectiva@bgeneral.com
Phone number: (507) 303-8090
Fax number: (507) 303-8111

Graduated with a Business Administration Degree from University of Notre Dame, South Bend, Indiana, United States, and a Master’s Degree of Business Administration from University of Texas, Austin, Texas, United States. Former Director of the Panama Stock Exchange. He is currently Executive Vice President and General Manager of Banco General, Director of Grupo Financiero BG, S.A., Banco General, S.A., Banco General (Overseas), Inc., Banco General (Costa Rica) , S.A., Empresa General de Capital, S.A., ProFuturo – Administradora de Fondos y Cesantías, S.A., General de Seguros, S.A., Commercial Re Overseas, Ltd., BG Investment Co. Inc., BG Trust, Inc., BG Securities , S.A., Vale General, S.A., Pesquera Taboguilla, S.A., Inversiones Pleamar, S.A., and MHC Holdings.

Juan Ramón Brenes Stanziola
Secretary

Nationality: Panamanian
Date of birth: June 9, 1967
Name of spouse: Julieta Carrizo de Brenes
Commercial address: Avenida Samuel Lewis, Torre Banistmo, piso 11 P.O. Box 0816-00290, Panamá, Republic of Panama
Email: juntadirectiva@bgeneral.com
Phone number: (507) 305-1350
Fax number: (507) 305-1363

Graduated from University of Massachusetts, Lowell, Massachusetts, United States, and received a Master’s Degree in Business Economics from INCAE Business School. He is currently Director of MHC Holdings, Ltd., President of Caldera Energy Corp. and Electrogeneradora del Istmo, S.A., Director of Panama Power Holdings, Inc., San Fernando Real Estate, S.A., Melones International Oil Terminal Inc., Torres Andinas, S.A., Grupo Financiero BG, S.A. and Banco General, S.A. and Banco General (Overseas), Inc.

Stanley Alberto Motta Cunningham
Treasurer

Nationality: Panamanian
Date of birth: June 15th, 1945
Name of spouse: Lynn Fidanque de Motta
Commercial Address: Business Park, Torre Este, piso 6, Costa del Este P.O. Box 0834-00135, Panamá, República de Panamá
Email: juntadirectiva@bgeneral.com
Phone number: (507) 303-3333
Fax number: (507) 303-3336

Graduated with a Business Administration Degree from University of Tulane, New Orleans, Louisiana, United States. Former Chairman of the Board of Grupo Financiero Continental, S.A., and Banco Continental de Panamá, S.A. He is currently Chairman of the Board of Motta Internacional, S.A., Televisora Nacional, S.A., Inversiones Bahia, Ltd., Grupo ASSA, S.A. and Compañía Panameña de Aviación, S.A., Vice President of GBM Corporation and Director of Grupo Financiero BG, S.A., Banco General, S.A., Banco General (Overseas), Inc. and Banco General (Costa Rica), S.A.

Directors

Álvaro Alfredo Arias Arias
Director

Nationality: Panamanian
Date of birth: December 7, 1955
Name of spouse: Ángela Teresa De Diego de Arias
Commercial address: Calle 50 y 74 San Francisco P.O. Box 0830 – 1580, Panamá, República de Panamá
E-mail: juntadirectiva@bgeneral.com
Phone number: (507) 270-1011
Fax number: (507) 270-0174

Graduated with a Business Administration degree from Georgetown University, Washington, D.C. and received a Doctorate in Jurisprudence, from the School of Law of Georgetown University, Washington, D.C., United States. Former Associate of the law firm Galindo, Arias, & López. He is currently a lawyer – founding partner of the firm Arias, Alemán & Mora, Director of Grupo Financiero BG, S. A., Banco General, S. A., Banco General (Overseas), Inc., General de Seguros, S. A. and BG Trust, Inc.

Ricardo Manuel Arango Jiménez
Director

Nationality: Panamanian
Date of birth: November 11, 1960
Name of spouse: María Eugenia Arosemena de Arango
Commercial address: Edificio ARIFA, piso 10, Boulevard Oeste, Santa María P.O. Box 0816-01098, Panamá, República de Panamá
Email: juntadirectiva@bgeneral.com
Phone number: 205-7000
Fax number: 205-7001

Graduated with a Law and Political Science Degree from University of Panama and Masters’ Degree in Law from the Law School of Harvard University, Massachusetts and Yale, Connecticut, United States. Former Lawyer of the firm White & Case in New York. He is currently a lawyer – partner of the firm Arias, Fábrega & Fábrega, Director of Grupo Financiero BG, S.A., Banco General, S.A., Banco General (Overseas), Inc., BG Investment Co. Inc., MHC Holdings, Ltd., Banco Latinoamericano de Comercio Exterior, S.A. and the Panama Canal Authority.

Emanuel González Revilla Lince
Director

Nationality: Panamanian
Date of birth: November 26, 1966
Name of spouse: Lucía Miró de González Revilla
Commercial address: Avenida Samuel Lewis, Torre Banistmo P.O. Box 0832-1274, Panamá, República de Panamá
E-mail: juntadirectiva@bgeneral.com
Phone number: (507) 305-1381
Fax number: (507) 305-1363

Graduated with a Business Administration Degree from the Wharton School of Business of University of Pennsylvania, Philadelphia, Pennsylvania, United States., and received a Master’s Degree in Business Administration from University of Miami, Coral Gables, Florida, United States. He is currently Ambassador of Panama in Washington and Executive Vice President of MHC Holdings. Director of Medcom Panama, S.A., Cable Onda, S.A., Grupo Financiero BG, S.A., Banco General, S.A., Banco General (Overseas), Inc., Petróleos Delta, S.A., Empresa General de Capital, S.A., General de Seguros, S.A., Commercial Re Overseas, Ltd. and BG Trust, Inc.

Alberto Cecilio Motta Page
Director

Nationality: Panamanian
Date of birth: March 2, 1970
Name of spouse: Ana Lorena Stagg de Motta
Commercial address: Torre Este, Complejo Costa del Este P.O. Box 0831-02678, Panamá, República de Panamá
E-mail: juntadirectiva@bgeneral.com
Phone number: (507) 303-3333
Fax number: (507) 303-3334

Graduated with a Banking and Finance degree from University of Northwood, Florida, United States. He is currently President of Inversiones VISAMAR, S.A., member of Young President’s Organization (YPO) and Director of Grupo Financiero BG, Banco General, S.A., Motta Internacional, S.A., Bahia Motors, S.A., Ideal Living Corp., Guanacaste Development Corp., Grupo ASSA, S.A., Televisora Nacional, S.A., Belle Blue, Inc., and Taboguilla Holding, S.A.

Luis Carlos Motta Vallarino
Director

Nationality: Panamanian
Date of birth: May 21, 1965
Name of spouse: Ana María Martínez de Motta
Commercial address: Zona Libre de Colón P.O. Box 0302-00508, Panamá, República de Panamá
Email: juntadirectiva@bgeneral.com
Phone number: (507) 431-2625
Fax number: (507) 431-2689

Graduated from Boston College, Massachusetts, United States and received a Master’s Degree in Business Administration from Babson University, Wellesley, Massachusetts, United States. He is currently President and General Manager of J. Cain & Co., Inc., Director of Grupo Financiero BG, S.A., Banco General, S.A., Banco General (Overseas), Inc., ASSA Compañía de Seguros, S.A. and Logistics Services of Panama, Colombia & Uruguay.

Osvaldo Félix Mouynés Guaragna
Director

Nationality: Panamanian
Date of birth: January 10, 1951
Name of spouse: Carmen De Diego de Mouynés
Commercial address: Inversiones Bahía, Edificio Business Park, Costa del Este P.O. Box 0834-00135 Panamá
Email: juntadirectiva@bgeneral.com
Phone number: (507) 303-3333
Fax number: (507) 303-3334

Graduated with a Business Administration and Economics Degree from University of Tennessee, Tennessee, United States. Former Vice President of Citibank, N.A. for Puerto Rico, Central America and the Caribbean, former Vice President of Inversiones Bahía, former Executive Vice President and General Manager of Banco Continental de Panamá. He is currently Director of Inversiones Bahia, Ltd., GBM Corporation, Televisora Nacional, S.A., ASSA Compañía de Seguros (Panama, Nicaragua and Costa Rica), Banco de Finanzas (Nicaragua), Grupo Financiero BG, S.A., Banco General, S.A., Banco General (Overseas), Inc. and Banco General (Costa Rica), S.A.

Francisco José Salerno Abad
Director

Nationality: Panamanian
Date of birth: November 27, 1951
Name of spouse: Lillian Alfaro
Commercial address: Bahía Motors, Calle 50 P.O. Box 0834-00135, Panamá, República de Panamá
Email: juntadirectiva@bgeneral.com
Phone number: (507) 300-1516
Fax number: (507) 300-2276

Graduated with a Business Administration Degree from Florida State University, Tallahassee, Florida, United States. Former Director of Banco Continental de Panamá and Former Vice President of the Chamber of Commerce, Industries and Agriculture. He is currently Chairman of the Board of Bahía Motors, S.A., Sistemas Integrados de Generación S.A., Eurostone Panama Inc., and Sanae Real Estate Holding Co., Director of Grupo Financiero BG, S.A., Banco General, S.A., Banco General (Overseas), Inc. and Banco General (Costa Rica), S.A.

Francisco Ernesto Sierra Fábrega
Director

Nationality: Panamanian
Date of birth: September 10, 1964
Name of spouse: Ximena Eleta de Sierra
Commercial Address: Torre Banco General, piso E2
P.O. Box 0816-00843, Panamá, República de Panamá
Email: juntadirectiva@bgeneral.com
Phone number: (507) 303-8030
Fax number: (507) 303-8149

Graduated with a Business Administration Degree from Georgetown University, Washington, D.C., United States, and received a Master’s Degree in Business Administration from University of Texas, Austin, Texas, United States. He is currently Executive Vice President and Deputy General Manager of Banco General, Chairman of the Board of Directors of BG Valores, S.A. and ProFuturo – Administradora de Fondos de Pensiones y Cesantías, S.A. and Director of Banco General, S.A., Fondo General de Inversiones, Vale General, S.A., BG Investment Co., Inc., Banco General Costa Rica, S.A., Finanzas Generales, S.A., Promarina, S.A., General de Seguros, S.A. and of the Panama Canal Authority. He was advisor to the Investment Grade Commission of the Republic of Panama (July 2009- August 2011) and the Advisory Commission of the Sovereign Fund of the Republic of Panama (2012). He currently holds the position of Minister Counselor of the President of the Republic of Panama (Ad honorem) and Member of the Council of Foreign Relations, with a hierarchy of Ambassador Extraordinary and Plenipotentiary (Ad honorem).

Independent Directors

Tatiana Graciela del Carmen Fábrega Galindo de Varela
Independent Director

Nationality: Panamanian
Date of birth: April 12, 1964
Name of spouse: José Ramón Varela C.
Commercial address: Hacienda El Limón, Calle 50 y 69 San Francisco P.O. Box 0816-00843, Panamá, República de Panamá
Email: juntadirectiva@bgeneral.com
Phone number: (507) 270-2013
Fax number: (507) 270-2013

Graduated with an Industrial Engineering Degree from Technological University of Panama and a Master’s Degree in Business Administration from Santa María La Antigua University, Panama. Former National Director of Business Innovation at the National Secretariat of Science, Technology and Innovation (SENACYT). She is currently Executive Vice President and General Manager of Hacienda El Limón, S.A., Director of Grupo Financiero BG, S.A., Banco General, S.A. and Banco General (Overseas), Inc.

Jaime Rolando Rivera Schwarz
Independent Director

Nationality: Guatemalan
Date of birth: May 17th, 1953
Name of spouse: María Elena Márquez Amado
Commercial address: Ave Balboa, PH #20 P.O. Box 0816-00843, Panamá, República de Panamá
Email: juntadirectiva@bgeneral.com
Phone number: (507) 6672-8568

Graduated with a Bachelor’s Degree from Northwestern University, Chicago, Illinois, United States and Master’s degree from Cornell University, Ithaca, New York, United States. CEO of Grupo CALESA, Former Executive President and Director of Bladex (Panama), FIBA (Miami), LAAD (Miami) and the international board of the NYSE-Euronext group. He is currently Director of Grupo Financiero BG, S.A., Banco General, S.A., Banco General (Overseas), Inc. and Banco General (Costa Rica), S.A.

Management2018-08-17T11:18:04+00:00
Senior Management

Juan Raúl Humbert Arias
Executive Vice President and General Manager

Nactionality: Panamanian
Date of birth: June 29, 1963
Commercial Address: Torre Banco General – Piso E2 P.O. Box 0831-02243, Panamá, República de Panamá
Email: juntadirectiva@bgeneral.com

Graduated with a Business Administration Degree from University of Notre Dame, South Bend, Indiana, United States, and a Master’s Degree of Business Administration from University of Texas, Austin, Texas, United States. Former Director of the Panama Stock Exchange. He is currently Executive Vice President and General Manager of Banco General, Director of Grupo Financiero BG, S.A., Banco General, S.A., Banco General (Overseas), Inc., Banco General (Costa Rica) , S.A., Empresa General de Capital, S.A., ProFuturo – Administradora de Fondos y Cesantías, S.A., General de Seguros, S.A., Commercial Re Overseas, Ltd., BG Investment Co. Inc., BG Trust, Inc., BG Securities , S.A., Vale General, S.A., Pesquera Taboguilla, S.A., Inversiones Pleamar, S.A., and MHC Holdings.

Francisco Ernesto Sierra Fábrega
Executive Vice President and Deputy General Manager

Nationality: Panamanian
Date of birth: September 10, 1964
Commercial Address: Torre Banco General – Piso E2
P.O. Box 0816-00843, Panamá, República de Panamá
Email: juntadirectiva@bgeneral.com

Graduated with a Business Administration Degree from Georgetown University, Washington, D.C., United States, and received a Master’s Degree in Business Administration from University of Texas, Austin, Texas, United States. He is currently Executive Vice President and Deputy General Manager of Banco General, Chairman of the Board of Directors of BG Valores, S.A. and ProFuturo – Administradora de Fondos de Pensiones y Cesantías, S.A. and Director of Banco General, S.A., Fondo General de Inversiones, Vale General, S.A., BG Investment Co., Inc., Banco General Costa Rica, S.A., Finanzas Generales, S.A., Promarina, S.A., General de Seguros, S.A. and of the Panama Canal Authority. He was advisor to the Investment Grade Commission of the Republic of Panama (July 2009- August 2011) and the Advisory Commission of the Sovereign Fund of the Republic of Panama (2012). He currently holds the position of Minister Counselor of the President of the Republic of Panama (Ad honorem) and Member of the Council of Foreign Relations, with a hierarchy of Ambassador Extraordinary and Plenipotentiary (Ad honorem).

Executive Vice-Presidents

Federico Albert Garaizabal
Executive Vice President of International Banking

Nationality: Spanish
Date of birth: November 19, 1966
Commercial address: Torre Banco General, piso 18 P.O. Box 0816-00843, Panamá, República de Panamá
E-mail: juntadirectiva@bgeneral.com

Graduated in Business Studies from the University College of Financial Studies (CUNEF), in Madrid, Spain. Former Executive Vice President and General Manager of Corporación Banex in Costa Rica, Former Vice President of Finance of Pribanco (Primer Banco de Ahorros), Former Vice President of Banking for Investment in Banistmo, Former Treasurer of the Banking Association of Costa Rica (2002-2005), Former Director of the Stock Exchange of Panama (2001-2004 and 2008-2017), Former Director of Northeast Electric Distribution Company and Former Director of Latinex Holdings, Inc.

Makelín Arias Boyd
Executive Vice President of Human Capital and Corporate Services

Nationality: Panamanian
Date of birth: March 29, 1965
Commercial address: Centro Operativo Banco General, Urbanización Metro Park, Ciudad Radial. P.O. Box 0816-00843, Panamá, República de Panamá
E-mail: juntadirectiva@bgeneral.com

Graduated with an Economics and Finance Degree from Boston College, Massachusetts, United States. Former Manager of Copa Courier, former Purchasing Manager and former Human Resources Director of Copa Airlines. Former Vice President of Projects and Processes and Former Vice President of Human Resources and Administration of Banco Continental de Panamá, S. A.

Luis Enrique García de Paredes Chapman
Executive Vice President of Operations and Technology

Nationality: Panamanian
Date of birth: November 28, 1957
Commercial address: Centro Operativo Banco General, Urb. Metropark, Ciudad Radial P.O Box 0816-00843, Panamá, República de Panamá
Correo Electrónico: juntadirectiva@bgeneral.com

Graduated with a Business Administration Degree from University of Notre Dame, South Bend, Indiana, United States and a Master’s Degree from the Kellogg School of Business, Northwestern University, Evanston, Illinois, United States. He is an Authorized Public Accountant (Panama), Certified Auditor of Systems (CISA), Certified Administrator of Information Security (CISM), and Professional Project Manager (PMP). Former Chairman of the Board of Directors of Telered, S.A. He is currently Director of Telered, S.A., Compañía Internacional de Seguros, S.A., Campaign for the Archdiocesan Promotion of the Catholic Church, Member of the Economic Council of the Archdiocese of Panama and the Rotary Club of Southern Panama of which he is ex-president.

Felipe Edgardo Motta Vallarino
Executive Vice President of Consumer Banking

Nationality: Panamanian
Date of birth: September 28, 1963
Commercial address: Centro Operativo Banco General, Urbanización Metro Park , Ciudad Radial P.O. Box 0816-00843, Panamá, República de Panamá
Email: juntadirectiva@bgeneral.com

Graduated with a Business Administration Degree from Drake University, Iowa, United States, and Senior Management Program at INCAE, Costa Rica. Currently he is Director of Profuturo, Vale General, First Data Central America & Caribbean, Member of the Latin America and Caribbean Senior Client Council of Visa International. Former Director of the Institute of Scientific Research and High Technology Services – INDICASAT, Former Director of the Chamber of Commerce of Panama, Former Chairman of the Board of Directors of Telered, Former Member of the Active Club 20-30 of Panama, Former President of the Telethon 20-30.

Gilda Cedeño de Tedman
Executive Vice President of Corporate Banking

Nationality Panamanian
Date of birth: February 7, 1951
Commercial address: Torre Banco General – Piso E2 P.O. Box 0816-00843, Panamá, República de Panamá
E-mail: juntadirectiva@bgeneral.com

Graduated with a Business Administration and Marketing Degree from Barry University, Miami, Florida, United States and post graduate studies in Business Administration from University of Neuchatel, in Switzerland. Former Deputy Manager of Lloyds Bank Plc. She also served as Corporate Vice President at Banco Comercial de Panamá (Bancomer). She was a member of the Patronato de la Parroquia de Fatima del Chorrillo, former President of the Rotarian Ladies of the Rotary Club of Panama – Northeast and founding member of the Pro Niñez Panameña Association.

Vice-Presidents

Ana Lisa Quijano De GuardiaData Processing
Dayra de SavalMeans of Payment and Corporate Services – Operations
Delly de YinhProduct Development
Eduardo de OliveiraRisk Management
Eduardo DomínguezFinance
Eliseo Sanchez-LuccaInternational Banking
Enrique SosaCommercial Banking
Eugenia Lasa de JimenezTreasury and Investments
Ginny de HoyosMarketing
Giselle de BrostellaConsumer Banking
Graciela de ChenFinance Support
José Alberto HumbertPrivate Banking and Business Segments
Leonidas AnzolaInformation Systems
Mary Lyons MorganCorporate Banking
Michelle NúñezInvestment Banking
Raúl GuizadoSecurity and Compliance
Ricardo MorenoConsumer Banking – Alternate channels
Roberto UreñaCommercial Banking
Rosa María de CassinoAdministration

Assistant Vice-Presidents

Abdiel SalasConsumer Banking – Portfolio Recovery
Adelina Su de GómezHuman Capital and Corporate Services
Adrian ThielFinance
Alberto MéndezCorporate Banking
Alma PinillaTreasury and Investments
Ana María BonillaLegal Counsel
Ana Melissa AzcárragaCorporate Banking
Ana Raquel de ColeCorporate Banking
Anabel LayProject Coordinator
Angel HooCorporate Accounting
Carmen ArosemenaProduct Development
David RoquebertCorporate Image and Digital Media
Digna de PuleioTreasury Operations and Investment
Edita Pérez BroceRegulatory Compliance and Subsidiaries
Elizabeth de MckenzieCash Management
Francisco MartinInformation Systems
Florentino Wong ChialRisk/Retail Banking
Gary Chong HonInvestment Banking
Guillermo InchaustiInformation Technology
Hugo VillalobosCorporate Banking
Irene de PreciadoArchitecture/Engineering
Janette HerasCustomer Service
Janina Chen WongInternational Operations and Fiduciaries
Jean Paul ClementTreasury and Investments
Jorge SandovalSecurity
José C. VictoriaFinance
José Luis CarrilloLiquidity and Market Risk/Subsidiaries
José Manuel GrimaldoCommercial Banking
Juan José LamInformation Systems
Karim YoungCorporate Banking
Karin StahlConsumer Banking – Sales
Laura RodríguezMeans of Payment and Corporate Services – Operations
Laura RodríguezMeans of Payment and Corporate Services – Operations
Leonardo VarelaInformation Technology
Lourdes ValdiviesoOperations/Retail Banking
Luis Alfredo RealCommercial Banking
Malena Sánchez GalánFraud Prevention and Control
María Gabriela SierraCredit Card and Checking Accounts Operations
María Isabel PovedaCorporate Audit
Marietta TamBusiness Arquitecture
Maritza VallarinoInternational Banking
Marta OlivoConsumer Operations
Mary Julia RodríguezRisk Management
Melissa de García de ParedesAdvertising
Mercedes BoydImages and Documents Management
Miguel Ángel SilvaInformation Technology
Mónica de SamudioHuman Capital and Corporate Services
Nedelka de MayoraCredit Management
Nicole RichaInterim Financing
Nora MalcaInformation Systems
Ramón SuazoDigital Content Conversion
Raúl García de ParedesInterim Financing
Raúl OrillacInvestment Banking
Raúl PreciadoInternational, Environmental, Social and Reputation Risk.
Ricardo De La EspriellaLocal Corporate Risk Analyst
Ricardo PorcellConsumer Banking – Sales
Rita CorderoHuman Capital and Corporate Services
Roger CórdobaInformation Systems
Rosa de QuijadaManagement Information
Stavros TsokonasInvestment Banking
Sue Lin MannInformation Technology
Valerie VolojInvestment Banking
Victor DenisCompliance
Yairy ChanCorporate Credit Analyst

Directory / BG Valores

General Manager
Rolando Arias
Vicepresidents
Camilo SotoInternacional Business
María de los Angeles de De ObaldíaInternacional Business
Assistant Vicepresidents
Alida de SosaLocal Business
Anabella de LinceLocal Business
Carlos SamaniegoProducts and execution
Clara ChandeckBusiness management and support
Manuel AlemánLocal Business
Gabriel FernándezInternacional Business

Directory / General de Seguros

General Manager
Luis Enrique Bandera

Directory / Profuturo

General Manager
Roberto Alfaro

Directory / Vale General

Comercial Manager
Vicente Capelli
Directory / Banco General

Juan Raúl Humbert Arias
Executive Vice President and General Manager

Nactionality: Panamanian
Date of birth: June 29, 1963
Commercial Address: Torre Banco General – Piso E2 P.O. Box 0831-02243, Panamá, República de Panamá
Email: juntadirectiva@bgeneral.com

Graduated with a Business Administration Degree from University of Notre Dame, South Bend, Indiana, United States, and a Master’s Degree of Business Administration from University of Texas, Austin, Texas, United States. Former Director of the Panama Stock Exchange. He is currently Executive Vice President and General Manager of Banco General, Director of Grupo Financiero BG, S.A., Banco General, S.A., Banco General (Overseas), Inc., Banco General (Costa Rica) , S.A., Empresa General de Capital, S.A., ProFuturo – Administradora de Fondos y Cesantías, S.A., General de Seguros, S.A., Commercial Re Overseas, Ltd., BG Investment Co. Inc., BG Trust, Inc., BG Securities , S.A., Vale General, S.A., Pesquera Taboguilla, S.A., Inversiones Pleamar, S.A., and MHC Holdings.

Francisco Ernesto Sierra Fábrega
Executive Vice President and Deputy General Manager

Nationality: Panamanian
Date of birth: September 10, 1964
Commercial Address: Torre Banco General – Piso E2
P.O. Box 0816-00843, Panamá, República de Panamá
Email: juntadirectiva@bgeneral.com

Graduated with a Business Administration Degree from Georgetown University, Washington, D.C., United States, and received a Master’s Degree in Business Administration from University of Texas, Austin, Texas, United States. He is currently Executive Vice President and Deputy General Manager of Banco General, Chairman of the Board of Directors of BG Valores, S.A. and ProFuturo – Administradora de Fondos de Pensiones y Cesantías, S.A. and Director of Banco General, S.A., Fondo General de Inversiones, Vale General, S.A., BG Investment Co., Inc., Banco General Costa Rica, S.A., Finanzas Generales, S.A., Promarina, S.A., General de Seguros, S.A. and of the Panama Canal Authority. He was advisor to the Investment Grade Commission of the Republic of Panama (July 2009- August 2011) and the Advisory Commission of the Sovereign Fund of the Republic of Panama (2012). He currently holds the position of Minister Counselor of the President of the Republic of Panama (Ad honorem) and Member of the Council of Foreign Relations, with a hierarchy of Ambassador Extraordinary and Plenipotentiary (Ad honorem).

Executive Vice-Presidents

Federico Albert Garaizabal
Executive Vice President of International Banking

Nationality: Spanish
Date of birth: November 19, 1966
Commercial address: Torre Banco General, piso 18 P.O. Box 0816-00843, Panamá, República de Panamá
E-mail: juntadirectiva@bgeneral.com

Graduated in Business Studies from the University College of Financial Studies (CUNEF), in Madrid, Spain. Former Executive Vice President and General Manager of Corporación Banex in Costa Rica, Former Vice President of Finance of Pribanco (Primer Banco de Ahorros), Former Vice President of Banking for Investment in Banistmo, Former Treasurer of the Banking Association of Costa Rica (2002-2005), Former Director of the Stock Exchange of Panama (2001-2004 and 2008-2017), Former Director of Northeast Electric Distribution Company and Former Director of Latinex Holdings, Inc.

Makelín Arias Boyd
Executive Vice President of Human Capital and Corporate Services

Nationality: Panamanian
Date of birth: March 29, 1965
Commercial address: Centro Operativo Banco General, Urbanización Metro Park, Ciudad Radial. P.O. Box 0816-00843, Panamá, República de Panamá
E-mail: juntadirectiva@bgeneral.com

Graduated with an Economics and Finance Degree from Boston College, Massachusetts, United States. Former Manager of Copa Courier, former Purchasing Manager and former Human Resources Director of Copa Airlines. Former Vice President of Projects and Processes and Former Vice President of Human Resources and Administration of Banco Continental de Panamá, S. A.

Luis Enrique García de Paredes Chapman
Executive Vice President of Operations and Technology

Nationality: Panamanian
Date of birth: November 28, 1957
Commercial address: Centro Operativo Banco General, Urb. Metropark, Ciudad Radial P.O Box 0816-00843, Panamá, República de Panamá
Correo Electrónico: juntadirectiva@bgeneral.com

Graduated with a Business Administration Degree from University of Notre Dame, South Bend, Indiana, United States and a Master’s Degree from the Kellogg School of Business, Northwestern University, Evanston, Illinois, United States. He is an Authorized Public Accountant (Panama), Certified Auditor of Systems (CISA), Certified Administrator of Information Security (CISM), and Professional Project Manager (PMP). Former Chairman of the Board of Directors of Telered, S.A. He is currently Director of Telered, S.A., Compañía Internacional de Seguros, S.A., Campaign for the Archdiocesan Promotion of the Catholic Church, Member of the Economic Council of the Archdiocese of Panama and the Rotary Club of Southern Panama of which he is ex-president.

Felipe Edgardo Motta Vallarino
Executive Vice President of Consumer Banking

Nationality: Panamanian
Date of birth: September 28, 1963
Commercial address: Centro Operativo Banco General, Urbanización Metro Park , Ciudad Radial P.O. Box 0816-00843, Panamá, República de Panamá
Email: juntadirectiva@bgeneral.com

Graduated with a Business Administration Degree from Drake University, Iowa, United States, and Senior Management Program at INCAE, Costa Rica. Currently he is Director of Profuturo, Vale General, First Data Central America & Caribbean, Member of the Latin America and Caribbean Senior Client Council of Visa International. Former Director of the Institute of Scientific Research and High Technology Services – INDICASAT, Former Director of the Chamber of Commerce of Panama, Former Chairman of the Board of Directors of Telered, Former Member of the Active Club 20-30 of Panama, Former President of the Telethon 20-30.

Gilda Cedeño de Tedman
Executive Vice President of Corporate Banking

Nationality Panamanian
Date of birth: February 7, 1951
Commercial address: Torre Banco General – Piso E2 P.O. Box 0816-00843, Panamá, República de Panamá
E-mail: juntadirectiva@bgeneral.com

Graduated with a Business Administration and Marketing Degree from Barry University, Miami, Florida, United States and post graduate studies in Business Administration from University of Neuchatel, in Switzerland. Former Deputy Manager of Lloyds Bank Plc. She also served as Corporate Vice President at Banco Comercial de Panamá (Bancomer). She was a member of the Patronato de la Parroquia de Fatima del Chorrillo, former President of the Rotarian Ladies of the Rotary Club of Panama – Northeast and founding member of the Pro Niñez Panameña Association.

Vice-Presidents

Ana Lisa Quijano De Guardia
Data Processing

Dayra de Saval
Means of Payment and Corporate Services – Operations

Delly de Yinh
Product Development

Eduardo de Oliveira
Risk Management

Eduardo Domínguez
Finance

Eliseo Sanchez-Lucca
International Banking

Enrique Sosa Commercial
Banking

Eugenia Lasa de Jimenez
Treasury and Investments

Ginny de Hoyos
Marketing

Giselle de Brostella
Consumer Banking

Graciela de Chen
Finance Support

José Alberto Humbert
Private Banking and Business Segments

Leonidas Anzola
Information Systems

Mary Lyons Morgan
Corporate Banking

Michelle Núñez
Investment Banking

Raúl Guizado
Security and Compliance

Ricardo Moreno
Consumer Banking – Alternate channels

Roberto Ureña
Commercial Banking

Rosa María de Cassino
Administration

Assistant Vice-Presidents

Abdiel Salas Consumer
Banking – Portfolio Recovery

Adelina Su de Gómez
Human Capital and Corporate Services

Adrian Thiel
Finance

Alberto Méndez
Corporate Banking

Alma Pinilla
Treasury and Investments

Ana María Bonilla
Legal Counsel

Ana Melissa Azcárraga
Corporate Banking

Ana Raquel de Cole
Corporate Banking

Anabel Lay
Project Coordinator

Angel Hoo
Corporate Accounting

Carmen Arosemena
Product Development

David Roquebert
Corporate Image and Digital Media

Digna de Puleio
Treasury Operations and Investment

Edita Pérez Broce
Regulatory Compliance and Subsidiaries

Elizabeth de Mckenzie
Cash Management

Francisco Martin
Information Systems

Florentino Wong Chial
Risk/Retail Banking

Gary Chong Hon
Investment Banking

Guillermo Inchausti
Information Technology

Hugo Villalobos
Corporate Banking

Irene de Preciado
Architecture/Engineering

Janette Heras
Customer Service

Janina Chen Wong
International Operations and Fiduciaries

Jean Paul Clement
Treasury and Investments

Jorge Sandoval
Security

José C. Victoria
Finance

José Luis Carrillo
Liquidity and Market Risk/Subsidiaries

José Manuel Grimaldo
Commercial Banking

Juan José Lam
Information Systems

Karim Young
Corporate Banking

Karin Stahl
Consumer Banking – Sales

Laura Rodríguez
Means of Payment and Corporate Services – Operations

Leonardo Varela
Information Technology

Lourdes Henríquez
Consumer Banking – Consumer Credit and Processing

Lourdes Valdivieso
Operations/Retail Banking

Luis Alfredo Real
Commercial Banking

Malena Sánchez Galán
Fraud Prevention and Control

María Gabriela Sierra Credit
Card and Checking Accounts Operations

María Isabel Poveda
Corporate Audit

Marietta Tam
Business Arquitecture

Maritza Vallarino
International Banking

Marta Olivo
Consumer Operations

Mary Julia Rodríguez
Risk Management

Melissa de García de Paredes
Advertising

Mercedes Boyd
Images and Documents Management

Miguel Ángel Silva
Information Technology

Mónica de Samudio
Human Capital and Corporate Services

Nedelka de Mayora
Credit Management

Nicole Richa
Interim Financing

Nora Malca
Information Systems

Ramón Suazo
Digital Content Conversion

Raúl García de Paredes
Interim Financing

Raúl Orillac
Investment Banking

Raúl Preciado
International, Environmental, Social and Reputation Risk.

Ricardo De La Espriella
Local Corporate Risk Analyst

Ricardo Porcell
Consumer Banking – Sales

Rita Cordero
Human Capital and Corporate Services

Roger Córdoba
Information Systems

Rosa de Quijada
Management Information

Stavros Tsokonas
Investment Banking

Sue Lin Mann
Information Technology

Valerie Voloj
Investment Banking

Victor Denis
Compliance

Yairy Chan
Corporate Credit Analyst

Directory / BG Valores

General Manager
Rolando Arias
Vicepresidents
Camilo SotoInternacional Business
María de los Angeles de De ObaldíaInternacional Business
Assistant Vicepresidents
Alida de SosaLocal Business
Anabella de LinceLocal Business
Carlos SamaniegoProducts and execution
Clara ChandeckBusiness management and support
Manuel AlemánLocal Business
Gabriel FernándezInternacional Business

Directory / General de Seguros

General Manager
Luis Enrique Bandera

Directory / Profuturo

General Manager
Roberto Alfaro

Directory / Vale General

Comercial Manager
Vicente Capelli
Corporate Governance Policy2018-09-07T15:10:21+00:00
Code of Ethics and Conduct2018-07-19T11:32:53+00:00
  • Standard & Poor’s
    Investment Grade (BBB/A2)
    Positive Outlook
    1997 – present
    Confirmation granted on July, 2 2018.
  • Fitch Ratings
    Investment Grade (BBB+F2)
    1997 – present
    Confirmation granted on July, 12 2018.
Corporate Profile2018-09-11T12:05:04+00:00
Banking License2018-08-30T12:50:18+00:00
Articles of Incorporation2018-08-30T12:48:28+00:00
Anti Money Laundering & Know Your Customer Policies2018-10-25T13:58:33+00:00

In Banco General, S.A. and Subsidiaries, we comply with, and act pursuant to the national and international laws and regulations established to prevent money laundering and financing of terrorism. Consequently, we have implemented programs to protect our clients and products and to prevent their being used to facilitate criminal activities.

Compliance with the Code of Ethics and Conduct is fundamental for the performance of our mission within the compliance culture. Integrity, honesty, confidentiality, moral solvency, professionalism and positive attitude are key levers of the policies of our organization, the integrity being the pivot which protects the other.

We seek to preserve our reputation and to strengthen our untarnished image, committed at all times to the community and the integral development of the country.

Knowing our customer is our primary responsibility as bank employees, and in compliance with such commitment, Banco General, S.A. adheres to the highest transparency standard, by publishing standard documentation, for the purpose of aiding our clients and correspondents in the compliance with the international rules of “Know Your Customer”.

Anti Money Laundering – Kyc Questionnaire

USA Patriot Act

Wolfsberg Questionnaire

Updated on January 2018

Fiscal Transparency Policies2018-10-25T14:08:48+00:00

As indicated by banking regulations and our Code of Ethics and Conduct, Banco General and its subsidiaries must act in accordance with national and international regulations and laws established in matters of fiscal transparency.

Therefore, we have implemented the appropriate procedures to comply with these national and international guidelines, always providing the best service to our clients.

FATCA Compliance -CRS

OECD Entity self certification BG

W -8Ben E

FATCA Compliance -GIIN

Correspondent Banks2018-09-11T12:05:46+00:00