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border_color="" border_style="solid" border_position="all" spacing="yes" background_image="" background_repeat="no-repeat" padding_top="" padding_right="" padding_bottom="" padding_left="" margin_top="0px" margin_bottom="0px" class="" id="" animation_type="" animation_speed="0.3" animation_direction="left" hide_on_mobile="small-visibility,medium-visibility,large-visibility" center_content="no" last="true" min_height="" hover_type="none" link="" border_sizes_top="" border_sizes_bottom="" border_sizes_left="" border_sizes_right="" first="true"][fusion_title margin_top="" margin_bottom="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" size="5" content_align="left" style_type="default" sep_color="#0055c2"] Directory / Banco General [/fusion_title][fusion_builder_row_inner][fusion_builder_column_inner type="1_4" layout="1_4" align_self="auto" content_layout="column" align_content="flex-start" valign_content="flex-start" content_wrap="wrap" spacing="" 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animation_direction="left" animation_speed="0.3" animation_offset="" last="false" border_position="all" border_sizes_top="0" border_sizes_bottom="0" border_sizes_left="0" border_sizes_right="0" first="false" spacing_right=""][fusion_text columns="" column_min_width="" column_spacing="" rule_style="" rule_size="" rule_color="" hue="" saturation="" lightness="" alpha="" user_select="" awb-switch-editor-focus="" content_alignment_medium="" content_alignment_small="" content_alignment="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" class="" id="" width_medium="" width_small="" width="" min_width_medium="" min_width_small="" min_width="" max_width_medium="" max_width_small="" max_width="" margin_top="" margin_right="" margin_bottom="" margin_left="" fusion_font_family_text_font="" fusion_font_variant_text_font="" font_size="" line_height="" letter_spacing="" text_transform="" text_color="" animation_type="" animation_direction="left" animation_color="" animation_speed="0.3" animation_delay="0" animation_offset="" logics=""] Francisco Ernesto Sierra Fábrega Executive Vice President and General Manager Nationality: Panamanian Date of birth: September 10, 1964 Commercial Address: Torre Banco General – Piso E2 P.O. Box 0816-00843, Panamá, República de Panamá Graduated with a Business Administration Degree from Georgetown University, Washington, D.C., United States, and received a Master’s Degree in Business Administration from University of Texas, Austin, Texas, United States. He is currently Executive Vice President and General Manager, Chairman of the Board of Directors of BG Valores, S.A. and ProFuturo – Administradora de Fondos de Pensiones y Cesantías, S.A. and Director of Banco General, S.A., Fondo General de Inversiones, Vale General, S.A., BG Investment Co., Inc., Banco General Costa Rica, S.A., Promarina, S.A., and General de Seguros, S.A. He was advisor to the Investment Grade Commission of the Republic of Panama (July 2009- August 2011) and the Advisory Commission of the Sovereign Fund of the Republic of Panama (2012). He was Director of the Panama Canal Authority (2016-2025). He was Minister Counselor of the President of the Republic of Panama (Ad honorem) and Member of the Council of Foreign Relations, with a hierarchy of Ambassador Extraordinary and Plenipotentiary (Ad honorem) (2015-2019). [/fusion_text][/fusion_builder_column_inner][fusion_builder_column_inner type="1_4" layout="1_4" align_self="auto" content_layout="column" align_content="flex-start" valign_content="flex-start" content_wrap="wrap" spacing="" center_content="no" column_tag="div" link="" target="_self" link_description="" min_height="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" class="" id="" type_medium="" type_small="" flex_grow_medium="" flex_grow_small="" flex_grow="" flex_shrink_medium="" flex_shrink_small="" flex_shrink="" order_medium="0" order_small="0" dimension_spacing_medium="" dimension_spacing_small="" dimension_spacing="" dimension_margin_medium="" dimension_margin_small="" margin_top="" margin_bottom="" padding_medium="" padding_small="" padding_top="" padding_right="" padding_bottom="" padding_left="" hover_type="none" border_sizes="" border_color_hover="" border_color="" border_style="solid" border_radius="" box_shadow="no" dimension_box_shadow="" box_shadow_blur="0" box_shadow_spread="0" box_shadow_color="" box_shadow_style="" z_index_hover="" z_index="" overflow="" background_type="single" gradient_start_color="" gradient_end_color="" gradient_start_position="0" gradient_end_position="100" gradient_type="linear" radial_direction="center center" linear_angle="180" background_color_medium="" background_color_small="" background_color_medium_hover="" background_color_small_hover="" background_color_hover="" background_color="" background_image_medium="" background_image_small="" background_image="" background_image_id_medium="" background_image_id_small="" background_image_id="" lazy_load="none" skip_lazy_load="" background_position_medium="" background_position_small="" background_position="left top" background_repeat_medium="" background_repeat_small="" background_repeat="no-repeat" background_size_medium="" background_size_small="" background_size="" background_custom_size="" background_custom_size_medium="" background_custom_size_small="" background_blend_mode_medium="" background_blend_mode_small="" background_blend_mode="none" render_logics="" sticky="off" sticky_devices="small-visibility,medium-visibility,large-visibility" sticky_offset="" absolute="off" absolute_props="" filter_type="regular" filter_hover_element="self" filter_hue="0" filter_saturation="100" filter_brightness="100" filter_contrast="100" filter_invert="0" filter_sepia="0" filter_opacity="100" filter_blur="0" filter_hue_hover="0" filter_saturation_hover="100" filter_brightness_hover="100" filter_contrast_hover="100" filter_invert_hover="0" filter_sepia_hover="0" filter_opacity_hover="100" filter_blur_hover="0" transform_type="regular" transform_hover_element="self" transform_scale_x="1" transform_scale_y="1" transform_translate_x="0" transform_translate_y="0" transform_rotate="0" transform_skew_x="0" transform_skew_y="0" transform_scale_x_hover="1" transform_scale_y_hover="1" transform_translate_x_hover="0" transform_translate_y_hover="0" transform_rotate_hover="0" transform_skew_x_hover="0" transform_skew_y_hover="0" transform_origin="" transition_duration="300" transition_easing="ease" transition_custom_easing="" motion_effects="" scroll_motion_devices="small-visibility,medium-visibility,large-visibility" animation_type="" animation_direction="left" animation_color="" animation_speed="0.3" animation_delay="0" animation_offset="" last="true" border_position="all" element_content="" first="false"][/fusion_builder_column_inner][/fusion_builder_row_inner][fusion_title margin_top="" margin_bottom="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" size="4" content_align="left" style_type="default" sep_color="#0055c2"] Executive Vice-Presidents [/fusion_title][fusion_builder_row_inner][fusion_builder_column_inner type="1_2" layout="1_3" spacing="" center_content="no" hover_type="none" link="" min_height="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" background_color="" background_image="" background_position="left top" background_repeat="no-repeat" border_color="" border_style="solid" animation_type="" animation_direction="left" animation_speed="0.3" animation_offset="" last="false" border_position="all" border_sizes_top="0" border_sizes_bottom="0" border_sizes_left="0" border_sizes_right="0" first="true" spacing_right=""][fusion_text columns="" column_min_width="" column_spacing="" rule_style="default" rule_size="" rule_color="" class="" id=""] Federico Albert Garaizabal Executive Vice President of International Banking Nationality: Spanish Date of birth: November 19, 1966 Commercial address: Torre Banco General, piso 18 P.O. Box 0816-00843, Panamá, República de Panamá E-mail: juntadirectiva@bgeneral.com Graduated in Business Studies from the University College of Financial Studies (CUNEF), in Madrid, Spain. Former Executive Vice President and General Manager of Corporación Banex in Costa Rica, Former Vice President of Finance of Pribanco (Primer Banco de Ahorros), Former Vice President of Banking for Investment in Banistmo, Former Treasurer of the Banking Association of Costa Rica (2002-2005), Former Director of the Stock Exchange of Panama (2001-2004 and 2008-2017), Former Director of Northeast Electric Distribution Company and Former Director of Latinex Holdings, Inc. [/fusion_text][/fusion_builder_column_inner][fusion_builder_column_inner type="1_2" layout="1_3" spacing="" center_content="no" hover_type="none" link="" min_height="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" background_color="" background_image="" background_position="left top" background_repeat="no-repeat" border_color="" border_style="solid" animation_type="" animation_direction="left" animation_speed="0.3" animation_offset="" last="true" border_position="all" border_sizes_top="0" border_sizes_bottom="0" border_sizes_left="0" border_sizes_right="0" first="false" spacing_right=""][fusion_text columns="" column_min_width="" column_spacing="" rule_style="default" rule_size="" rule_color="" class="" id=""] Makelín Arias Boyd Executive Vice President of Human Capital and Corporate Services Nationality: Panamanian Date of birth: March 29, 1965 Commercial address: Centro Operativo Banco General, Urbanización Metro Park, Ciudad Radial. P.O. Box 0816-00843, Panamá, República de Panamá E-mail: juntadirectiva@bgeneral.com Graduated with an Economics and Finance Degree from Boston College, Massachusetts, United States. Former Manager of Copa Courier, former Purchasing Manager and former Human Resources Director of Copa Airlines. Former Vice President of Projects and Processes and Former Vice President of Human Resources and Administration of Banco Continental de Panamá, S. A. [/fusion_text][/fusion_builder_column_inner][/fusion_builder_row_inner][fusion_builder_row_inner][fusion_builder_column_inner type="1_2" layout="1_2" spacing="" center_content="no" hover_type="none" link="" min_height="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" background_color="" background_image="" background_position="left top" background_repeat="no-repeat" border_color="" border_style="solid" animation_type="" animation_direction="left" animation_speed="0.3" animation_offset="" last="false" border_position="all" border_sizes_top="0" border_sizes_bottom="0" border_sizes_left="0" border_sizes_right="0" first="true" spacing_right=""][fusion_text columns="" column_min_width="" column_spacing="" rule_style="" rule_size="" rule_color="" hue="" saturation="" lightness="" alpha="" content_alignment_medium="" content_alignment_small="" content_alignment="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" class="" id="" margin_top="" margin_right="" margin_bottom="" margin_left="" fusion_font_family_text_font="" fusion_font_variant_text_font="" font_size="" line_height="" letter_spacing="" text_transform="" text_color="" animation_type="" animation_direction="left" animation_color="" animation_speed="0.3" animation_delay="0" animation_offset="" logics=""] Felipe Edgardo Motta Vallarino Executive Vice President of Consumer Banking Nationality: Panamanian Date of birth: September 28, 1963 Commercial address: Centro Operativo Banco General, Urbanización Metro Park , Ciudad Radial P.O. Box 0816-00843, Panamá, República de Panamá Graduated with a Business Administration Degree from Drake University, Iowa, United States, and Senior Management Program at INCAE, Costa Rica. Currently he is Director of General de Seguros, Vale General, Financial Warehousing of Latin America (FWLA), First Data Central America & Caribbean, Member of the Latin America and Caribbean Senior Client Council of Visa International. Former Director of the Institute of Scientific Research and High Technology Services – INDICASAT, Former Director of the Chamber of Commerce of Panama, Former Chairman of the Board of Directors of Telered, Former Member of the Active Club 20-30 of Panama, Former President of the Telethon 20-30 (1998). [/fusion_text][/fusion_builder_column_inner][fusion_builder_column_inner type="1_2" layout="1_2" spacing="" center_content="no" hover_type="none" link="" min_height="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" background_color="" background_image="" background_position="left top" background_repeat="no-repeat" border_color="" border_style="solid" animation_type="" animation_direction="left" animation_speed="0.3" animation_offset="" last="true" border_position="all" border_sizes_top="0" border_sizes_bottom="0" border_sizes_left="0" border_sizes_right="0" first="false" spacing_right=""][fusion_text columns="" column_min_width="" column_spacing="" rule_style="default" rule_size="" rule_color="" content_alignment_medium="" content_alignment_small="" content_alignment="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" class="" id="" margin_top="" margin_right="" margin_bottom="" margin_left="" font_size="" fusion_font_family_text_font="" fusion_font_variant_text_font="" line_height="" letter_spacing="" text_color="" animation_type="" animation_direction="left" animation_speed="0.3" animation_offset=""] Enrique Julio Sosa Fernández Executive Vice President of Corporate Banking Nationality Panamanian Date of birth: February 15, 1968 Commercial address: Torre Banco General – Piso E2 P.O. Box 0816-00843, Panamá, República de Panamá E-mail: juntadirectiva@bgeneral.com Graduated in Business Administration from American University, Washington D. C., United States, and Master's Degree in Financial Administration from Catholic University of America Washington D. C., United States. Former Vice President of Commercial Credit and Former Vice President of Corporate Banking of Banco General, S.A., Former Deputy Manager of Branch Office and Former Credit Officer of Banco Comercial de Panamá. [/fusion_text][/fusion_builder_column_inner][/fusion_builder_row_inner][fusion_builder_row_inner][fusion_builder_column_inner type="1_2" layout="1_2" spacing="" center_content="no" hover_type="none" link="" min_height="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" background_color="" background_image="" background_position="left top" background_repeat="no-repeat" border_color="" border_style="solid" animation_type="" animation_direction="left" animation_speed="0.3" animation_offset="" last="false" border_position="all" border_sizes_top="0" border_sizes_bottom="0" border_sizes_left="0" border_sizes_right="0" first="true" spacing_right=""][fusion_text columns="" column_min_width="" column_spacing="" rule_style="" rule_size="" rule_color="" hue="" saturation="" lightness="" alpha="" content_alignment_medium="" content_alignment_small="" content_alignment="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" class="" id="" margin_top="" margin_right="" margin_bottom="" margin_left="" fusion_font_family_text_font="" fusion_font_variant_text_font="" font_size="" line_height="" letter_spacing="" text_transform="" text_color="" animation_type="" animation_direction="left" animation_color="" animation_speed="0.3" animation_delay="0" animation_offset="" logics=""] Eduardo Antonio Dominguez Osorio Excutive Vicepresident of Finance and Operations Nationality: Panamanian Date of birth: June 10, 1973 Commercial Address: Torre Banco General, E2 floor P.O. Box 0816-00843, Panamá, República de Panamá Graduated in Industrial and Administrative Engineering from Universidad Santa María la Antigua, in Panama, Republic of Panama, and received a Master´s Degree in of Business Administration (MBA) from the University of Notre Dame, South Bend, Indiana, USA. He was Vice President of Financial Operations, Planning and Finance at Banco General; He was Director and President of the Latin American Securities Central (LATINCLEAR) and Director of Latinex Holdings; and was President of the Swift Users Commission of Panama. [/fusion_text][/fusion_builder_column_inner][fusion_builder_column_inner type="1_2" layout="1_2" spacing="" center_content="no" hover_type="none" link="" min_height="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" background_color="" background_image="" background_position="left top" background_repeat="no-repeat" border_color="" border_style="solid" animation_type="" animation_direction="left" animation_speed="0.3" animation_offset="" last="true" border_position="all" border_sizes_top="0" border_sizes_bottom="0" border_sizes_left="0" border_sizes_right="0" first="false" spacing_right=""][fusion_text columns="" column_min_width="" column_spacing="" rule_style="" rule_size="" rule_color="" hue="" saturation="" lightness="" alpha="" user_select="" content_alignment_medium="" content_alignment_small="" content_alignment="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" class="" id="" margin_top="" margin_right="" margin_bottom="" margin_left="" fusion_font_family_text_font="" fusion_font_variant_text_font="" font_size="" line_height="" letter_spacing="" text_transform="" text_color="" animation_type="" animation_direction="left" animation_color="" animation_speed="0.3" animation_delay="0" animation_offset="" logics=""] Michelle Nuñez Olivares Executive Vice President and General Manager of BG Valores Nationality: Panamanian Date of Birth: October 14, 1973 Commercial Address: Plaza Banco General, Mezzanine floor P.O. Box 0816-00843, Panamá, República de Panamá Graduated in Industrial Engineering from Purdue University, West Lafayette Indiana, United States, and a Master’s Degree in Business Administration from the University of Louisville, Kentucky, United States. She is currently the General Manager of BG Valores, President of the Board of Directors of Fondo General de Inversiones, Fondo General de Retorno Total and Director of Yappy, S.A., and Petróleos Delta, S.A. Former director of BG Valores, S.A., Central Latinoamericana de Valores (LATINCLEAR), Latinex Holding, S.A. and Empresa de Transmisión Eléctrica, S.A. (ETESA). [/fusion_text][/fusion_builder_column_inner][/fusion_builder_row_inner][fusion_builder_row_inner][fusion_builder_column_inner type="1_1" layout="1_1" spacing="" center_content="no" hover_type="none" link="" min_height="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" background_color="" background_image="" background_position="left top" background_repeat="no-repeat" border_color="" border_style="solid" animation_type="" animation_direction="left" animation_speed="0.3" animation_offset="" last="true" border_position="all" border_sizes_top="0" border_sizes_bottom="0" border_sizes_left="0" border_sizes_right="0" first="true"][fusion_title margin_top="" margin_bottom="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" size="4" content_align="left" style_type="default" sep_color="#0055c2"] Vice-Presidents [/fusion_title][fusion_text columns="" column_min_width="" column_spacing="" rule_style="" rule_size="" rule_color="" hue="" saturation="" lightness="" alpha="" content_alignment_medium="" content_alignment_small="" content_alignment="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" class="" id="" margin_top="" margin_right="" margin_bottom="" margin_left="" fusion_font_family_text_font="" fusion_font_variant_text_font="" font_size="" line_height="" letter_spacing="" text_transform="" text_color="" animation_type="" animation_direction="left" animation_color="" animation_speed="0.3" animation_delay="0" animation_offset="" logics=""] Dayra de Saval Operations Delly de Yinh Product Development Eduardo de Oliveira Risk Management Eliseo Sánchez-Lucca International Banking Gary Chong Hon Investment Banking and Trusts Ginny de Hoyos Marketing and Corporate Image Giselle de Brostella Consumer Banking Graciela de Chen Finance Support Jean Paul Clement Treasury and Investments José Alberto Humbert Business Segments Leonidas Anzola Technology María Isabel Poveda Corporate Audit Nicolle Richa Corporate Banking and Interim Raúl Guizado Security and Compliance Ricardo Moreno Consumer Banking – Alternate channels Roberto Ureña Commercial Banking Rosa María de Cassino Administration [/fusion_text][fusion_title margin_top="30" margin_bottom="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" size="4" content_align="left" style_type="default" sep_color="#0055c2"] Assistant Vice-Presidents [/fusion_title][fusion_text columns="" column_min_width="" column_spacing="" rule_style="" rule_size="" rule_color="" hue="" saturation="" lightness="" alpha="" user_select="" content_alignment_medium="" content_alignment_small="" content_alignment="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" class="" id="" margin_top="" margin_right="" margin_bottom="" margin_left="" fusion_font_family_text_font="" fusion_font_variant_text_font="" font_size="" line_height="" letter_spacing="" text_transform="" text_color="" animation_type="" animation_direction="left" animation_color="" animation_speed="0.3" animation_delay="0" animation_offset="" logics=""] Abdiel Salas Consumer Banking - Portfolio Recovery Aixa Medina Human Capital - Consultancy and Internal Relations Alberto Méndez Corporate Banking - Corporate Accounts Alejandro Ortega Investment Banking - Business Alma Pinilla Treasury and Investments - Administration, Risk and Treasury Control Aminta Saldaña Fundación Sus Buenos Vecinos Ana Cristina Rubinoff Compliance - Normative and Analytical Ana María Bonilla Legal Counsel Ana Melissa Azcárraga Corporate Banking - Corporate Accounts Anabel Lay Corporate Audit Analisa Alfaro de Castro Corporate Banking - Interim Financing Angel Hoo Corporate Accounting Arianna Calvo Digital Transformation - Digital Channels Bettina De Castro Administration Carmen Arosemena Product Development - Loans Claudia Escobar de Porcell Business Segments Claudia Martínez Digital Transformation - Digital Products David Roquebert Marketing - Digital Operations and Corporate Events Desmond Alvarado Treasury and Investments - Credit and Liquidity Eddy Fortoul Cybersecurity and Fraud Prevention Edita Pérez Broce Compliance - Monitoring Eduardo Terán Analytics Center Eneida Rampola Human Capital - Compensation and Support Federico Antonio Humbert R. Product Development – Credit Cards Florentino Wong Chial Risk/Retail Banking Francisco Martin Information Technology – Architecture and Technological Consulting Greta Arjona Corporate Banking - Business Banking Guillermo Inchausti Information Technology – Technological Infrastructure Hugo Villalobos Compliance – Regulatory and Subsidiaries Jacqueline De Roux Corporate Banking – Interim Financing Jacqueline Souter Marketing - Corporate Communications and Social Development Janina Chen Finance Support Jorge Sandoval Security José C. Victoria Planning José Luis Carrillo Comprehensive Risk Management José Manuel Grimaldo Commercial Banking Juan José Lam Technology Karim Young Corporate Banking - Corporate Accounts and Free Zone Karin Stahl Consumer Banking - Sales and Telemarketing Laura Rodríguez Operations - Document Management and Services Leonardo Varela Information Technology - Digital Transformation Lourdes Henríquez Consumer Banking – Consumer Credit and Processing Lourdes Valdivieso Operations - Business and Consumer Credit Malena Sánchez Galán Operations – Cash Management María Antonietta Cassino Human Capital – Training María Fernanda Langman Treasury and Investments – Financial Institutions and ALCO María Gabriela Sierra Operations - International Operations and Relationship Banking María Nela Casado Consumer Banking – Customer Service Maritza Vallarino International Banking Marta Olivo Operations – Portfolio Management Mary Julia Rodríguez Operational Risk Maureen Richa General Management Melissa de García de Paredes Marketing Mercedes Boyd Operations – Credit Cards, Checks and ACH Michelle Pich Preferential Banking Michelle Ramsauer Architecture and Engineering Miguel Ángel Silva Information Technology – Management and Control Nora Malca Technology Ramón Suazo Information Technology – Digital Transformation Raúl Orillac Finance Raúl Preciado International, Environmental, Social and Reputation Risk. Ricardo De La Espriella Local Corporate Risk Analyst Ricardo Porcell Commercial Banking Roger Córdoba Digital Transformation – Costa Rica and Interfaces Rosa de Quijada Planning – Information Management Rosa Rodríguez Planning - Transformation and Robotics Stavros Costarangos Business PST Sue Lin Mann Digital Transformation – Subsidiaries Valerie Voloj Investment Banking and Trusts - Administration Yairy Chan Corporate Credit Analyst Yessamine Afre Digital Sales Yoel Chávez Commercial Banking Yohara Salinas Information Technology – Digital Transformation [/fusion_text][fusion_title margin_top="30" margin_bottom="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" size="4" content_align="left" style_type="default" sep_color="#0055c2"] Directory / BG Valores [/fusion_title][fusion_text columns="" column_min_width="" column_spacing="" rule_style="" rule_size="" rule_color="" hue="" saturation="" lightness="" alpha="" user_select="" awb-switch-editor-focus="" content_alignment_medium="" content_alignment_small="" content_alignment="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" class="" id="" margin_top="" margin_right="" margin_bottom="" margin_left="" fusion_font_family_text_font="" fusion_font_variant_text_font="" font_size="" line_height="" letter_spacing="" text_transform="" text_color="" animation_type="" animation_direction="left" animation_color="" animation_speed="0.3" animation_delay="0" animation_offset="" logics=""] Michelle Nuñez Executive Vice President Vicepresidents Carlos Samaniego Business Camilo Soto Business - International María de los Ángeles de De Obaldía Business - International Assistant Vicepresidents Anabella de Lince Asset Banking Carlos Henríquez Asset Banking Gina de Bruno Asset Banking Manuel Alemán Asset Banking Gabriel Fernández Asset Management Gabriel Fernández Asset Banking Roberto Eduardo Arango Transformation and Data Rocío Narbona Business Management and Support [/fusion_text][fusion_title margin_top="30" margin_bottom="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" size="4" content_align="left" style_type="default" sep_color="#0055c2"] Directory / General de Seguros [/fusion_title][fusion_text columns="" column_min_width="" column_spacing="" rule_style="" rule_size="" rule_color="" hue="" saturation="" lightness="" alpha="" content_alignment_medium="" content_alignment_small="" content_alignment="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" class="" id="" margin_top="" margin_right="" margin_bottom="" margin_left="" fusion_font_family_text_font="" fusion_font_variant_text_font="" font_size="" line_height="" letter_spacing="" text_transform="" text_color="" animation_type="" animation_direction="left" animation_color="" animation_speed="0.3" animation_delay="0" animation_offset="" logics=""] Vice-President and General Manager Roberto Alfaro [/fusion_text][fusion_title title_type="text" loop_animation="once" marquee_direction="left" marquee_speed="15000" rotation_effect="bounceIn" display_time="1200" highlight_effect="circle" highlight_width="9" highlight_top_margin="0" before_text="" rotation_text="" highlight_text="" after_text="" awb-switch-editor-focus="" title_link="off" link_url="" link_target="_self" hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" class="" id="" content_align_medium="" content_align_small="" content_align="left" size="4" animated_font_size="" fusion_font_family_title_font="" fusion_font_variant_title_font="" font_size="" line_height="" letter_spacing="" text_transform="" text_color="" hue="" saturation="" lightness="" alpha="" animated_text_color="" text_shadow="no" text_shadow_vertical="" text_shadow_horizontal="" text_shadow_blur="0" text_shadow_color="" text_stroke="no" text_stroke_size="1" text_stroke_color="" text_overflow="none" margin_top_medium="" margin_right_medium="" margin_bottom_medium="" margin_left_medium="" margin_top_small="" margin_right_small="" margin_bottom_small="" margin_left_small="" margin_top="30" margin_right="" margin_bottom="" margin_left="" margin_top_mobile="" margin_bottom_mobile="" gradient_font="no" gradient_start_color="" gradient_end_color="" gradient_start_position="0" gradient_end_position="100" gradient_type="linear" radial_direction="center center" linear_angle="180" highlight_color="" style_type="default" sep_color="#0055c2" link_color="" link_hover_color="" animation_type="" animation_direction="left" animation_color="" animation_speed="0.3" animation_delay="0" animation_offset=""] Directory / ProFuturo [/fusion_title][fusion_text columns="" column_min_width="" column_spacing="" rule_style="" rule_size="" rule_color="" hue="" saturation="" lightness="" alpha="" user_select="" awb-switch-editor-focus="" content_alignment_medium="" content_alignment_small="" content_alignment="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" class="" id="" margin_top="" margin_right="" margin_bottom="" margin_left="" fusion_font_family_text_font="" fusion_font_variant_text_font="" font_size="" line_height="" letter_spacing="" text_transform="" text_color="" animation_type="" animation_direction="left" animation_color="" animation_speed="0.3" animation_delay="0" animation_offset="" logics=""] Raúl García de Paredes Vicepresident and General Manager Vicepresidents Jorge Mesa Business [/fusion_text][fusion_title margin_top="30" margin_bottom="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" size="4" content_align="left" style_type="default" sep_color="#0055c2"] Directory / Vale General [/fusion_title][fusion_text columns="" column_min_width="" column_spacing="" rule_style="" rule_size="" rule_color="" hue="" saturation="" lightness="" alpha="" content_alignment_medium="" content_alignment_small="" content_alignment="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" class="" id="" margin_top="" margin_right="" margin_bottom="" margin_left="" fusion_font_family_text_font="" fusion_font_variant_text_font="" font_size="" line_height="" letter_spacing="" text_transform="" text_color="" animation_type="" animation_direction="left" animation_color="" animation_speed="0.3" animation_delay="0" animation_offset="" logics=""] Comercial Manager Janette Heras [/fusion_text][fusion_title title_type="text" loop_animation="once" rotation_effect="bounceIn" display_time="1200" highlight_effect="circle" highlight_width="9" highlight_top_margin="0" before_text="" rotation_text="" highlight_text="" after_text="" title_link="off" link_url="" link_target="_self" hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" class="" id="" content_align_medium="" content_align_small="" content_align="left" size="4" animated_font_size="" fusion_font_family_title_font="" fusion_font_variant_title_font="" font_size="" line_height="" letter_spacing="" text_transform="" text_color="" hue="" saturation="" lightness="" alpha="" animated_text_color="" text_shadow="no" text_shadow_vertical="" text_shadow_horizontal="" text_shadow_blur="0" text_shadow_color="" margin_top_medium="" margin_right_medium="" margin_bottom_medium="" margin_left_medium="" margin_top_small="" margin_right_small="" margin_bottom_small="" margin_left_small="" margin_top="30" margin_right="" margin_bottom="" margin_left="" margin_top_mobile="" margin_bottom_mobile="" gradient_font="no" gradient_start_color="" gradient_end_color="" gradient_start_position="0" gradient_end_position="100" gradient_type="linear" radial_direction="center center" linear_angle="180" highlight_color="" style_type="default" sep_color="#0055c2" link_color="" link_hover_color="" animation_type="" animation_direction="left" animation_speed="0.3" animation_offset=""] Directory / Yappy, S.A. [/fusion_title][fusion_text columns="" column_min_width="" column_spacing="" rule_style="" rule_size="" rule_color="" hue="" saturation="" lightness="" alpha="" content_alignment_medium="" content_alignment_small="" content_alignment="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" sticky_display="normal,sticky" class="" id="" margin_top="" margin_right="" margin_bottom="" margin_left="" fusion_font_family_text_font="" fusion_font_variant_text_font="" font_size="" line_height="" letter_spacing="" text_transform="" text_color="" animation_type="" animation_direction="left" animation_color="" animation_speed="0.3" animation_delay="0" animation_offset="" logics=""] Commercial Director Yolianna Alfaro [/fusion_text][/fusion_builder_column_inner][/fusion_builder_row_inner][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

[fusion_fontawesome icon="fa-file-pdf-o" size="" flip="" rotate="" spin="no" alignment="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" circle="no" iconcolor="#0055c2" circlecolor="" circlebordercolor="" animation_type="" animation_direction="down" animation_speed="0.1" animation_offset=""][/fusion_fontawesome] Licencia Bancaria [fusion_fontawesome icon="fa-file-pdf-o" size="" flip="" rotate="" spin="no" alignment="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" circle="no" iconcolor="#0055c2" circlecolor="" circlebordercolor="" animation_type="" animation_direction="down" animation_speed="0.1" animation_offset=""][/fusion_fontawesome] Superintendencia de Bancos de Panamá / Generales del Banco General

[fusion_fontawesome icon="fa-file-pdf-o" size="" flip="" rotate="" spin="no" alignment="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" circle="no" iconcolor="#0055c2" circlecolor="" circlebordercolor="" animation_type="" animation_direction="down" animation_speed="0.1" animation_offset=""][/fusion_fontawesome] Pacto Social

Consolidados Anuales Banco General [fusion_fontawesome icon="fa-file-pdf-o" size="" flip="" rotate="" spin="no" alignment="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" circle="no" iconcolor="#0055c2" circlecolor="" circlebordercolor="" animation_type="" animation_direction="down" animation_speed="0.1" animation_offset=""][/fusion_fontawesome] Al 31 de diciembre de 2024 - auditado [fusion_fontawesome icon="fa-file-pdf-o" size="" flip="" rotate="" spin="no" alignment="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" circle="no" iconcolor="#0055c2" circlecolor="" circlebordercolor="" animation_type="" animation_direction="down" animation_speed="0.1" animation_offset=""][/fusion_fontawesome] Al 31 de diciembre de 2023 - auditado [fusion_fontawesome icon="fa-file-pdf-o" size="" flip="" rotate="" spin="no" alignment="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" circle="no" iconcolor="#0055c2" circlecolor="" circlebordercolor="" animation_type="" animation_direction="down" animation_speed="0.1" animation_offset=""][/fusion_fontawesome] Al 31 de diciembre de 2022 - auditado [fusion_fontawesome icon="fa-file-pdf-o" size="" flip="" rotate="" spin="no" alignment="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" circle="no" iconcolor="#0055c2" circlecolor="" circlebordercolor="" animation_type="" animation_direction="down" animation_speed="0.1" animation_offset=""][/fusion_fontawesome] Al 31 de diciembre de 2021 - auditado [fusion_fontawesome icon="fa-file-pdf-o" size="" flip="" rotate="" spin="no" alignment="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" circle="no" iconcolor="#0055c2" circlecolor="" circlebordercolor="" animation_type="" animation_direction="down" animation_speed="0.1" animation_offset=""][/fusion_fontawesome] Al 31 de diciembre de 2020 - auditado

FAQs archivo

Management

2025-06-26T15:15:34-05:00

Directory / Banco General Francisco Ernesto Sierra Fábrega Executive Vice President and General Manager Nationality: Panamanian Date of birth: September 10, 1964 Commercial Address: Torre Banco General – Piso E2 P.O. Box 0816-00843, Panamá, República de Panamá Graduated with a Business Administration Degree from Georgetown University, Washington, D.C., United States, and received a Master’s

Management2025-06-26T15:15:34-05:00

Board of Directors Banco General

2025-07-10T11:36:56-05:00

Juan Raúl Humbert A. President Information PERSONAL INFORMATION Name: Juan Raúl Humbert Arias Place of Birth: Panamá Date of Birth: June 29, 1963 Commercial Address: Banco General, S.A. Torre Banco General, E2 floor Ave. Aquilino de la Guardia Panama, Republic of Panama Postal Address: Apartado 0816-00843, Panamá, República de Panamá

Board of Directors Banco General2025-07-10T11:36:56-05:00

Políticas de Transparencia Fiscal

2025-01-24T14:02:06-05:00

La República de Panamá tomó la decisión de adherirse a los estándares internacionales en materia de transparencia fiscal lo que ha tenido una relevancia importante en el país en los últimos años, desde la implementación de la regulación FATCA en julio 2014, hasta enero 2017 con la implementación del Estándar Común de Reportes (CRS por sus

Políticas de Transparencia Fiscal2025-01-24T14:02:06-05:00

Bancos Corresponsales

2019-08-08T14:18:36-05:00

Bancos Corresponsales

Bancos Corresponsales2019-08-08T14:18:36-05:00

Política de Sanciones y Cuestionarios de Cumplimiento

2025-03-19T10:20:43-05:00

En Banco General y Subsidiarias cumplimos y actuamos de acuerdo a las normas y leyes nacionales e internacionales, establecidas en materia de prevención del blanqueo de capitales y contra el financiamiento del terrorismo. Por lo tanto, hemos implementado programas para proteger a nuestros clientes y productos e impedir que ellos sean utilizados para facilitar actividades criminales.

Política de Sanciones y Cuestionarios de Cumplimiento2025-03-19T10:20:43-05:00

Licencia Bancaria

2018-09-04T16:41:00-05:00

Licencia Bancaria Superintendencia de Bancos de Panamá / Generales del Banco General

Licencia Bancaria2018-09-04T16:41:00-05:00

Pacto Social

2022-05-20T16:30:50-05:00

Pacto Social

Pacto Social2022-05-20T16:30:50-05:00

Reporte de la Administración (Informes de SMV)

2025-05-30T16:39:27-05:00

Informe de actualización trimestral Marzo 2025 Diciembre 2024 Septiembre 2024 Junio 2024 Marzo 2024 Diciembre 2023 Septiembre 2023 Junio 2023 Marzo 2023 Informe de actualización anual Diciembre 2024 Diciembre 2023 Diciembre 2022

Reporte de la Administración (Informes de SMV)2025-05-30T16:39:27-05:00

Estados Financieros

2025-02-28T17:24:00-05:00

Consolidados Anuales Banco General Al 31 de diciembre de 2024 - auditado Al 31 de diciembre de 2023 - auditado Al 31 de diciembre de 2022 - auditado Al 31 de diciembre de 2021 - auditado Al 31 de diciembre de 2020 - auditado

Estados Financieros2025-02-28T17:24:00-05:00

Código de Ética y Conducta

2022-07-04T13:48:36-05:00

Código de Ética y Conducta

Código de Ética y Conducta2022-07-04T13:48:36-05:00

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