Our Environmental and Social Risk Management System consists of an analysis of the environmental and social risks within our credit process. At the time of analyzing the granting of a credit, one does not only analyze the company´s financial statement, but also the client´s performance through the management of potential environmental and social risks that may be related to their industry. We possess an Environmental, Social, and Reputation Risk Manual that guides our operation.

In order for the system to function properly, clients have been ranked according to their risk profile and there is a rigorous monitoring of industries with a high-risk profile.

In 2023, 7,324 clientes were analyzed with loans amounting to $9,583 million in Panama and the region.

It also includes an Exclusion List that provides information on specific industries in which Banco General has decided not to invest or partake in due the social and/or environmental risks associated with them.